One of the most important concepts in Financial Aid is the Expected Family Contribution. It is also the most misleading AND many find it to be the most absurd. Fill out the FAFSA to get your EFC After you submit your FAFSA, you will receive your EFC. You can also get an estimated EFC by going to pomcollegeconsulting.com/efc-calculator. Colleges use the EFC to determine your financial needs It is misleading because it's easy to assume if someone tells you this is the amount